
Plan:
ISLAMI SANCHAYEE BIMA WITH PROFITS
The Islami Sanchayee Bima plan offers a unique blend of protection and savings. This comprehensive plan extends financial support to the policyholder's family in the unfortunate event of the policyholder's death during the policy term or a lump sum payment to the surviving policyholder at maturity.
This plan also addresses liquidity needs by offering a loan facility to policyholders, after continuing policy for more than 02 (Two) years.
Benefits payable under an enforce policy:
Death Benefit:
In the unfortunate event of the policyholder's death within the term of the policy, full Sum Assured with accrued bonuses will be paid to the beneficiary.
Maturity Benefit:
If policyholder survives up to maturity of the policy, full Sum Assured with accrued bonus will be payable.
Supplementary Benefits:
Supplementary Benefits PDAB, ADB, HI, CI can be added with this Plan by paying extra premium.
Minimum Age at entry : 18 Years (completed)
Maximum Age at entry : 55 Years (nearest birthday)
Minimum Basic Sum Assured : BDT 1 Lakh
Maximum Basic Sum Assured : BDT 10 Lakhs
Policy Term : 10 and 15 Years
Premium payment mode : Monthly, Quarterly, Half-Yearly, Yearly
Subject to the pre-approval of the authority, policies with a Sum Assured of more than 10 lakhs can be obtained.